
Insurance & Pricing
PK Health & Wellness works with most major insurance plans across chiropractic, acupuncture, and massage therapy, and we bill auto/PIP insurance directly for all three services at no cost to you. Coverage varies by service and plan, so we've broken it down below and if you don't have insurance, our self-pay rates are listed at the bottom of this page.
Auto Insurance (PIP)
Accepted for All Services at No Cost to You
For all services; Chiropractic, Acupuncture, and Massage, we accept all auto insurance, also known as PIP (Personal Injury Protection). We work with your car insurance company directly so you can focus on getting better, with no patient cost for care related to a car accident.

Chiropractic Insurance Coverage
We're in-network with the following plans for chiropractic care:
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Blue Cross Blue Shield
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Mass General Brigham (not including MGB Mass Health)
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Aetna
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Harvard Pilgrim
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Wellpoint / Unicare / GIC
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Tufts (limited coverage - may incur additional uncovered services)
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Medicare (limited coverage - may incur additional uncovered services)
We are currently out-of-network for chiropractic care with United Health Care, Cigna, Medicaid, WellSense, Tufts Health Direct, and Fallon.
Acupuncture Insurance Coverage
We're in-network with most major insurance plans for acupuncture:
• Blue Cross Blue Shield
• Mass General Brigham (including MGB Mass Health)
• Harvard Pilgrim
• Tufts
• United Health Care
• Cigna
• Aetna
We also accept Medicare Replacement plans through Tufts, Blue Cross, and United Health Care for chronic lower back pain.
We are currently out-of-network or unable to bill for acupuncture with Medicaid, WellSense, Fallon, Unicare/GIC, and Tufts Health Direct.
Massage Therapy Insurance & Superbills
We're unable to bill your medical insurance directly for massage therapy. If your plan includes massage benefits, we're happy to provide a superbill (an itemized receipt) that you can submit to your insurance company yourself for possible reimbursement.
We do accept all PIP insurance for massage related to a motor vehicle accident, including Progressive, Allstate, Liberty Mutual, Safeco, and other auto insurance carriers.

Self-Pay Pricing
If you don't have insurance, or prefer to pay out of pocket, our rates are below.
Chiropractic Coverage
Acupuncture Coverage
Self-Pay Pricing Table
Frequently Asked Questions
Does insurance cover chiropractic care in Massachusetts?
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It depends on your plan. We're in-network with Blue Cross Blue Shield, Mass General Brigham, Aetna, Harvard Pilgrim, Wellpoint/Unicare/GIC, Tufts, and Medicare (the last two with limited coverage). We're out-of-network with United Health Care, Cigna, Medicaid, WellSense, Tufts Health Direct, and Fallon.
Does Medicare cover acupuncture?
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Original Medicare covers acupuncture only for chronic low back pain. We also accept Medicare Replacement plans through Tufts, Blue Cross, and United Health Care for this same condition.
Do you accept my car insurance if I was in an accident?
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Yes, we bill auto/PIP insurance directly for chiropractic, acupuncture, and massage, with no cost to you for care related to the accident.
Can I use my insurance for massage therapy?
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We can't bill your medical insurance directly for massage, but we can provide a superbill so you can submit for reimbursement yourself if your plan includes massage benefits. PIP (auto accident) insurance is accepted directly for massage.
How much does a chiropractic visit cost without insurance?
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A chiropractic initial evaluation and treatment is $145; follow-up visits are $90.
How much does acupuncture cost without insurance?
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An initial evaluation and treatment is $135; standard follow-ups are $100, and express follow-ups are $80. Cupping alone is $50.
How much does massage therapy cost?
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Self-pay massage ranges from $80 for a 30-minute focused session up to $195 for a 90-minute therapeutic-plus session, depending on length and type.
Insurance networks and coverage change from time to time. Call (508) 657-3173 to confirm your specific benefits before booking.

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